To begin the application process you will need to gather a few basic items to submit with your application. Those items are listed below for your convenience:
Employment and income information for you and any co-borrower
Home mortgage information for you and any co-borrower
Details about your deposit accounts and those of any co-borrower
Details about the boat you plan to purchase or refinance - including year, manufacturer, engine type and size, and selling price.
Once we receive your application, we may request additional information before making a final credit decision, such as:
- A copy of your W-2 form or a recent pay stub, or if you're self-employed, recent tax returns.
- Copy of the Sales Contract or Purchase Order for the boat
We will combine these items along with a written application that we will either take by phone, fax or e-mail or you can submit it electronically. Depending on the amount of money you are looking to borrow, you may need to complete a Personal Financial Statement as well, a form that can be filled in or if you have you own already completed, a copy can be provided.
With those few quick and easy steps, you are on your way to smooth sailing. Should you need guidance along the way, one of our staff members is available to be your deck hand at no extra charge to walk you through the process and to get you under way.
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